Disclaimer

1. Financial Disclosures & Estimates

The loan calculators, interest rate estimations, and gold valuation tools provided on https://horizonfinanz.com are intended solely for illustrative and planning purposes. Actual loan disbursal amounts, interest rates, and loan-to-value ratios are subject to physical ornament appraisal, weight verification, gold market fluctuations, and formal documentation at our branch office.

2. Market Risk & Gold Valuation

Gold rates displayed on the website are updated daily based on prevailing market rates. Gold values fluctuate in accordance with bullion market conditions. Horizon Finance reserves the right to adjust maximum loan-to-value (LTV) limits in accordance with applicable statutory guidelines.

3. Licence & Credentials

Horizon Finance operates under official Licence No. 32120328036, maintaining compliance with Kerala Money Lenders rules and statutory regulations. We do not charge hidden fees or unauthorized processing charges.

4. Official Operating Hours

All branch transactions, gold appraisal, disbursement, and physical releases occur during our official working hours:

5. Contact Information